October 13, 2025: GoodScore, which helps consumers manage and improve their credit health, on Monday said it raised $13 million in Series A funding. GoodScore helps you build your credit score to 750+. Our credit score is powered by Experian and CRIF High Mark – 2 of the 4 credit bureaus authorised by Reserve Bank of India.
The Bengaluru fintech startup will invest the fresh capital to upgrade its AI-led advisory tools, expand its product and technology talents, and develop its credit marketplace linking borrowers and lenders across India.
Founded in 2023 by Sanchit Bansal, GoodScore deploys AI to deliver real-time credit insights, repayment tracking, and personalised advice aimed at improving users’ credit scores.
GoodScore to Drive Financial Inclusion and Expand Loan Management Services
“We started GoodScore with the belief that managing credit shouldn’t be as stressful or confusing as it is today,” said Sachit Bansal. “We wish to change how Indians interact with credit by bringing every user’s credit life into one view, helping them understand their loans, track payments and make informed, data-driven financial decisions”
“India has an active borrower base of over 250 million consumers,” said Ishaan Mittal, Managing Director at Peak XV. “GoodScore is on a mission to empower them by putting them in charge of their credit health. They can track scores, take actionable steps to resolve bureau disputes, and manage repayments seamlessly”
Mayank Jain, Principal at Stellaris Venture Partners, said, “Having known Sanchit for over a decade, I have seen firsthand his deep customer-backwards orientation and product-first mindset. That conviction made it natural for us to back him from day zero.”
The GoodScore app has made a significant impact in the financial sector, helping over 11 lakh users improve their credit scores. With more than 15 lakh expert advice sessions shared over calls, the app offers personalized guidance to users, enabling them to make informed financial decisions.
Additionally, it has successfully managed loans worth over ₹6,200 crore, assisting users in navigating their financial journeys with ease and confidence.
The funding round was led by Peak XV Partners, with participation from existing investors Stellaris Venture Partners and Saison Capital.
