November 18, 2025: In a fresh push to scale its international footprint and deepen its artificial intelligence capabilities, Yubi Group has closed a new funding round totalling ₹411 crore. The Chennai-based fintech unicorn has combined long-term structured debt with equity infusion to fuel its next phase of growth.
The majority of the capital, ₹336 crore, comes from EvolutionX Debt Capital, while Founder and CEO Gaurav Kumar has added ₹75 crore of personal investment. With this round, Kumar’s total equity commitment to the company now exceeds ₹330 crore.
Kumar said the funding positions Yubi to amplify its global ambitions. “This capital will help us take our Indian success story to new markets, strengthen our AI stack, and scale our ecosystem strategically,” he said.
The company plans to channel the new funds into expanding its presence in Southeast Asia and the United States, while further building on its growing operations in the Middle East.
EvolutionX Partner Rahul Shah said the decision to invest stemmed from Yubi’s strong fundamentals. “We are impressed by Yubi’s transformative impact on India’s credit ecosystem. The company has shown significant scale, robust technology, and a clear path toward profitability,” he noted.
Fintech Unicorn Yubi Fresh Capital to Scale Abroad, Boost AI Capabilities
Yubi’s platform has facilitated over ₹3.2 lakh crore in debt and currently supports 17,000 enterprises alongside nearly 6,200 lenders and investors. Its end-to-end debt lifecycle management tools claim to reduce collection costs by 57%, strengthening its value proposition for both borrowers and financial institutions.
The company counts leading investors such as Peak XV, Lightspeed, Lightrock, TVS Capital Funds, B Capital Group, Dragoneer Investment Group, and Insight Partners among its backers.
Despite widening its FY25 loss by 5% to ₹416.1 crore, Yubi posted a 36% surge in operating revenue, reaching ₹660.1 crore. Notably, the company’s adjusted EBITDA loss narrowed significantly to ₹69 crore, down from ₹155 crore, reflecting improving operational efficiency.
With fresh capital in hand and global markets in sight, Yubi is positioning itself to become an international force in AI-powered debt infrastructure.
