NPCI Clears VIYONA Fintech for Full-Stack Payments Play

Hyderabad, India, May 18, 2026: Hyderabad based fintech company VIYONA Fintech has secured NPCI certification for its technology and certification framework across multiple critical payment infrastructure layers, including UPI Acquirer, UPI Issuer, IMPS, and Interoperable Banking Mobile Banking (IBMB) integrations.

With this milestone, VIYONA joins a select group of fintech infrastructure players building end-to-end payment orchestration capabilities aligned with National Payments Corporation of India standards.

VIYONA has been steadily expanding its banking and payments infrastructure over the past two years, with integrations across multiple banking institutions for collections, payouts, and payment processing capabilities. The certification is expected to further accelerate its expansion in merchant acquiring, rural banking infrastructure, embedded finance, and interoperable digital banking services.

VIYONA Fintech Certified for UPI Acquirer, Issuer & IMPS

The completion of both UPI Acquirer and UPI Issuer capabilities gives the company the ability to participate across multiple layers of the UPI ecosystem from merchant acceptance and QR acquiring to customer-side issuance infrastructure.

“The addition of IMPS and IBMB capabilities expands Viyona’s service portfolio across interoperable mobile banking, real-time fund transfers, merchant settlement systems, and rural banking use cases,” said Ravikanth Yarlagadda, Chairman of Viyona Infotech.

He added, “We are preparing the rollout of our merchant acceptance ecosystem under the ViyonaPay initiative, aimed at expanding digital payment acceptance and banking accessibility across underserved and rural markets.”

The company is actively expanding its product and services portfolio with six upcoming offerings across merchant payments, rural acceptance infrastructure, POS ecosystems, and merchant enablement platforms. It is also planning broader fintech infrastructure initiatives spanning connected banking, digital onboarding systems, and interoperable payment routing technologies.

Founded by entrepreneur Ravindranath Yarlagadda, VIYONA has positioned itself as a fintech infrastructure company focused on bridging digital banking and payment access gaps, particularly in semi-urban and rural markets.

As UPI continues to report record transaction growth nationwide, the company continues to expand its footprint across merchant acquiring, banking partnerships, and rural fintech enablement initiatives, linked to its Viyonapay platform as it builds out its broader payments’ infrastructure and ecosystem capabilities.

Viyona Infotech is a Hyderabad-based fintech and payment technology company building NPCI-certified digital payment infrastructure for banks, enterprises, institutions, and consumers across India. Founded in 2022. The company powers enterprise-grade solutions across UPI, IMPS, eKYC, eNACH, and digital banking ecosystems.

Its flagship ViyonaPay platform onboarded 100+ partners, launched CampusPro, an education ERP platform serving 1,000+ institutions, and Graampay, a rural marketplace connecting 5,000+ sellers. With over 500 million transactions processed and 200+ partners nationwide, Viyona continues to scale technology-led financial access across urban and rural India.

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